Friday, January 2, 2009

Ready to start a NEW YEAR!!

2008 was a HARD year! I am ready to start this new year out with wisdom and strength that came from all those hard knocks that happened in 2008!
First on my list, pay off all my credit cards!! Those of you that has read my blog before, know that I struggle with materialism! I always felt like I needed to keep up with my friends (never mind that they are in a ton of credit card debt!). We did stupid things like eating out and placing it on a credit card, buying furniture when ours was in great condition, going on numerous "weekend vacations" and placing all of that expense on credit cards and we went shopping every weekend....because "they" were going shopping! Now I'm not placing the blame on my friends....I am responsible for this debt! I am responsible for letting it happen! I am responsible for feeling like I needed to keep up with them (I suffer from a poor self-esteem and tons of insecurities!). These are issues that I have to work on personally to try to battle those demons. I have turned a page! I "woke up" in 2008. I woke up to not being able to pay my bills, I woke up to seeing myself as a materialistic person who has spent thousands of dollars and not having ANYTHING to show for it! Ugh! If only I could have a "redo"!
So, I have placed us on a tight budget...no eating out! no shopping! NOTHING NEW!! I am on Dave Ramsey's "Total Money Makeover" and I am determined to dig my family out of this mess! 2008 started this frugal journey and in 2009 it will continue. I will study and learn everything I can about living a frugal and smart lifestyle.
Second, I feel like I am in a spiritual slump. So, I am going to spend time in prayer...MORE time in prayer, trying to figure out what's going on!
Third, I am going to start reading more books! I have fallen away from reading a bit these past couple of years and I would like to get back to reading a book a month at least!
Fourth, I want to learn to sew, to can and to just be a lot more crafty.
Fifth, I want to start having more family time. I want to go on hikes, picnics, play games and just enjoy being with my family more!
Gosh, there are so many things I want to change...I feel overwhelmed. But, I will take it one step at a time.
I hope to make 2009 a great year!

1 comment:

Janelle said...

Wendy I admire and appreciate your honesty. I have learned so much about myself over the last year as well. I would love to chat sometime over coffee (at your house or mine) about meal planning, frugal living, etc. We too are working to dig ourselves out of a hole. God bless you in 2009. I would LOVE to see you at our Bible study that starts later this month. I know Marcia would love it too!