Monday, September 20, 2010

One of those mornings....

5:45 am Woke up and let the dogs out
5:47 am Made coffee!!
5:50 am Packed lunches and snacks
6:00 am Folded a load of clothes and started washing another
6:10 am Put away towels and emptied dishwasher
6:20 am Dogs are fed, coffee poured and Fox news on
6:30 am Wake kids up and start getting clothes ironed
6:35 am Wake kids up again
6:40 am Listen to the whining of kids having to get up!
6:45 am Fuss at kids for not getting ready
6:50 am Trent still trying to figure out what to wear for wacky tacky day
6:52 am Autumn still wanting to play with the dogs instead of getting ready
6:55 am Kids still not ready...the yelling starts!
7:00 am Autumn and Trent finally dressed...but breakfast not ate
7:05 am A fight with Autumn about what she is allowed to eat for breakfast
7:07 am Trent watching the news instead of brushing teeth and finishing up
7:10 am Autumn finally decides what she wants for breakfast
7:12 am Trent makes a change in wacky tacky outfit again!!
7:15 am Autumn finally brushing teeth and I am fixing her hair at the same time!
7:17 am Trent didn't have back pack ready or his cross country bag!!
7:18 am I start sweeping the kitchen just so I won't blow my top waiting!
7:19 am Lights off, tv off, dogs in crate, coffee in hand, ready to go
7:21 am Finally out the door!!
7:24 am Fights start in the car between the kids...not even sure what started it!
7:26 am Kids yelled at and Prayer started
7:35 am Prayer ends
7:37 am Trent dropped off at school
7:38 am Autumn talks all the way to school about being able to snap now.
7:41 am Autumn dropped off at school
7:42 am Get a much needed text from a dear friend wishing my a blessed day!!
7:45 am Prayed while driving home
8:00 am Home Finally!! Another cup of coffee and devotional!!

Whew! And what's ironic is my hubby just doesn't understand why I get so frustrated in the mornings! Ugh!!

Sunday, September 19, 2010

Overwhelmed by His Love!

This post is just a reminder of how awesome our God is! Today during our worship service to be able just to close my eyes, lift my hand and sing to my Heavenly Father was completely and totally humbling! My Lord and Savior who sits on His throne allows me to openly and confidently come and worship Him! The feeling is totally indescribable. Once I enter into His throne room nothing else matters. All the stress, the worries, the failures, and insecurities all melt away. He loves me so completely! He is faithful and loyal! He knows me...knows my faults, knows my heart and still chooses to love me! He is in control! He is working in my life! Even when I can't see it, even when I don't feel it...He is there.
I think sometimes that people forget...I forget, just how wonderful it is to be able to come before our Heavenly Father...Our Holy, Righteous and Sovereign Father. To think about who I am, how sinful, how filthy I am and He stills allows me...ME to come before Him! To know that Jesus went through the most horrible and painful death imaginable for I could be forgiven, so I could come to my Father and I could speak to Him, so He would hear my overwhelming. How could one not worship Him in awe!! His love is incomprehensible!

Friday, September 17, 2010

Menu Plan

I'm starting back to my menu planning. It truly does help to have this list on the refrigerator for all those busy nights. And it also helps you to stick to the grocery list and budget.

Mexican casserole
Smoked Sausage with potatoes
Breakfast casserole
Homemade Pizza
Baked chicken
Pinto Beans
Shepherds Pie
Garlic and Herb Tuna Cakes
Potato Soup with grilled cheese sandwiches
Shrimp Scampi
Baked ziti

Those are just the main dishes. I have frozen veggies to serve also.

So, now that I am back on board with the menu planning, I also want to get back to freezer meals. I am getting my next shopping list together to include some freezer meals. Cooler weather means soups and stews can be added! :-)

Now I just need to figure out the coupon game and I will feel really frugal!! Lol!

Thursday, September 16, 2010

Financial Peace

For years I have been listening to Dave Ramsey. But, now I am actually enrolled in his Financial Peace University. Not only are Jeff and I going thru this class, but they have allowed Trent to sit in it as well. This is HUGE! I don't want Trent making the mistakes we made! I feel like this will give him a good foundation to go with the example Jeff and I are trying to set.
We have been serious about getting out of debt for approximately 2 years now...but, taking this class we feel more empowered and more equipped to do so. I'm excited...well, as excited as you can be about pinching pennies and trying to get out of debt.
Now on to the pinching penny part.
1. I have switched banks for my checking account. This bank offers 3% interest for my checking account. Huge difference from old bank of .054%!
2. Made a "Quickie Budget". This is the first budget that Dave wants a family to make. Next will be a more detailed budget...but for now the quickie one is what we are going on until we get more data on our actual expenses.
3. Back on a menu plan. Over the summer I kinda got out of this. I wasn't as organized and I really didn't take the time that I needed to do the best in this area.
4. Reading Dave's book Financial Peace.

Small steps, but steps all the same. This is the easy part for me...the hard part is people and relationships!
People don't understand the word budget or choose not to understand. We have been made fun of, belittled and talked about behind our backs...yep, I can assure you people are more than willing to tell you what your "friends" or acquiantances say about you behind your back. I truly do not understand why this is a source of ridicule. I do not find it shameful to want to be a good steward of what the Lord has blessed us with nor do I find it disgusting or awful to be debt-free. If it's between going out to eat or putting money in our emergency fund...guess what?! Emergency fund ranks higher in importance! It's not that we are being "unsocialable" or I think the best remarks I have heard made were, "We think we are better than them and don't want to hang out." or "They thought we wanted to be friends...we lied."
Can you believe those comments?! I just have to shake my head.
I just got out of a toxic and dangerous relationship a couple of years ago...I have no intention of being pressured or manipulated into doing something or spending money that I do not have. I will not allow anyone to have that control over me any more. Now, I must admit that I have slipped up a couple of times and given in to peer pressure. But, with God's help, wisdom and discernment I will not go back into a people pleasing mentality!!! That's how I got myself into this mess!! Really when you think about it...why would you want to be "friends" or hang out with someone who does not value or respect you. If they did, they would be supportive...not ridicule you. So, all that said to say this....penny pinching is not fun, doing without is not easy, saving money is hard, making a budget and sticking to it is a lot of work, ridicule and belittling from others is not easy to take, BUT being debt free and having that security is soooooo worth it.